Feb 10

We are beginning to emerge from the COVID-19 pandemic. However, it continues to impact Saskatchewan, Canada and the world. SCA has assembled relief information, re-opening details and other resources on this page to assist co-ops and credit unions as they work to reduce the impact from this extreme situation. 


  1. SK'S CO-OP REGISTRAR TO BEGIN STRIKING OFF CO-OPS FROM THE CORPORATE REGISTRY FOR NON-COMPLIANCE AS OF NOV. 30. The Registrar for Saskatchewan’s co-operatives, new generation co-operatives, and non-profit corporations has announced that these businesses must begin to file their annual returns, financial statements and similar documentation once again. The deadline and penalties were previously suspended as a result of the COVID-19 pandemic.

    All co-operatives that are not current in their filings will begin getting letters from the Corporate Registry in mid-September to provide them with information and instructions to become current. In mid-October, final notices will go out to any co-operative that still hasn’t taken the steps to become current. Late fees will begin again as of November 30, 2020. The Registrar will also be denying requests for extensions and postponements to annual general meeting deadlines due to the pandemic because co-ops are now permitted to hold virtual meetings.
  2.  The Saskatchewan government has created a new annual general meeting factsheet for co-ops entitled "Co-operatives Fact Sheet: Pandemic". It highlights sections of The Co-operatives Act and The Co-operative Regulations that pertain to AGMs, including the recent amendments that allow co-ops to hold virtual AGMs if their bylaws permit it. Download the factsheet HERE

We'll update this page as required. If you discover other links that would be beneficial to Saskatchewan co-ops and credit unions, email us and we'll include them here.

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Click on the title below (reviewed June 22, 2020)

   Province of Saskatchewan    Co-operatives and Mutuals Canada    Request an Annual Meeting Extension
   Law Society of Saskatchewan    Saskatchewan Credit Unions    VIRTUAL AGMs ARE NOW PERMITTED
   Saskatchewan Chamber of Commerce and CFIB    Co-operative Housing Federation of Canada    Co-op AGM Factsheet from the SK Government
   SK Co-operatives Act and Regulations    NCBA  
     Canadian Credit Union Association  
   Business Aid, Resources and Economic Response Plan    
   Public Heath    
   Support for Youth and Students    



Province of Saskatchewan

  1. The Province has announced its multi-phase Re-open Saskatchewan Plan. View it HERE
  2. Here is the LINK to the very detailed page of information about the province’s support to businesses (including co-operatives) as a result of the COVID-19 pandemic, including the Saskatchewan Small Business Emergency Payment and support for the oil and gas sector. Information for producers and agri-businesses is HERE
  3. Saskatchewan has amended the SK Employment Act to remove the requirement for a doctor’s note in order to access COVID-19 related leave. The province has also produced an FAQ on COVID-10 workplaces and leaves of absence. 
  4. Payment Deferrals: No penalties or interest for SK businesses who cannot remit PST. Zero-interest bill deferral for up to six months for all crown utility bills (SaskTel, SaskPower, SaskEnergy). Waiving of Workers’ Compensation premium penalties until June 30. Links and details on this PAGE.
  5. Saskatchewan has also LAUNCHED a Self Isolation Support Program ($450/week for up to 2 weeks) for individuals required to self-isolate but are not eligible for federal programs or do not have paid employer leave available.
  6. Employment Standards hosted webinars to provide Saskatchewan businesses with information about Public Health Emergency Leave and Public Emergency Layoffs provisions. The webinars have been recorded and can be viewed any time at this LINK.Support for workers includes job protected leave, moratoriums on student loan repayment, and training allowance and skill training benefit repayments
  7. The province has declared a State of Emergency. Many municipalities have also made declarations of a State of Local Emergency, which grants them additional powers to respond to the COVID-19 outbreak. Be sure to check your municipality's website for details that may affect your business.

Law Society of Saskatchewan

  1. The Law Society of Saskatchewan has assembled helpful legal information for employers, organizations, and individuals, which you can access through this LINK.

Saskatchewan Chamber of Commerce and CFIB

  1. The Chamber's WEBSITE includes COVID-19 resources for small businesses, Indigenous communities and farmers. 
  2. The Canadian Federation of Independent Business has assembled guidance and resources for SK businesses HERE

Saskatchewan Co-operatives Act

  1. View/download Saskatchewan’s Co-operatives Act HERE.
  2. View/download Saskatchewan's Co-operative Regulations HERE.  

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Business Aid, Resources and Economic Response Plan

  1. The Government of Canada has taken action to help Canadian individuals and businesses facing hardship as a result of the COVID-19 outbreak. Information and links about current and soon-to-be-implemented programs can be found HERE.Resources include: Emergency wage subsidy, work sharing, Canada Summer Jobs, Reduced or deferred tax and duty payments, Emergency business account (interest free loans), Business credit availability including for agriculture, fisheries and aquaculture and commercial rent assistance.  
  2. Get information about support for rural communities and businesses through the Community Futures Network through WED
  3. Government resources for business. This PAGE includes information on flexible and remote work arrangements, preparing your workplace for COVID-19 and understanding how to keep employees safe.
  5. The duration of work-sharing programs are being extended from 38 weeks to 76 weeks.Details are HERE. Details on the Temporary Wage Subsidy Program is HERE
  6. Imagine Canada has prepared a summary of government programs and eligibilty requirements for non-profits and charities HERE.

Public Health

  1. The Public Heath Agency of Canada's information about the COVID-19 virus is found HERE.
  2. The federal government has prepared guidelines on “Risk-informed decision-making for mass gatherings during COVID-19 pandemic”. Available at this LINK

Support for Youth and Students

  1. On April 8th, the Prime Minister announced temporary changes to the Canada Summer Jobs program. The changes include: Employers can receive up to 100% of the local minimum wage, the end date for employment is now February 28, 2021 and staff can be hired on a part time basis. More details on the announcement HERE. Applications for the CSJ programs have closed, however organizations that provide essential services and could provide youth jobs but did not apply for the Canada Summer Jobs program in 2020 are invited to contact their MP to request additional information. 
  2. More funding for the Futurepreneur program and payment relief details are HERE.
  3. A summary of Support for Students and Recent Graduates Impacted by COVID-19 is HERE

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Co-operative and Mutuals Canada

  1. Co-operatives and Mutuals Canada (CMC) has confirmed that co-operatives will be eligible for the same funding as other businesses through the federal government’s Economic Response Plan: Support for Canadians and Businesses, if the co-op qualifies for the small business deduction or if it is a non-profit or a charitable organization. LINK to the ERP.
  2. CMC has summarized the Response Plan through a co-operative lens HERE

Saskatchewan Credit Unions

  1. Canada’s financial institutions have made a commitment to support businesses and individuals through these difficult times in a responsible, fair, and compassionate manner. We encourage you to contact your credit union BEFORE you begin to develop financial hardship as a result of the COVID-19 outbreak
  2. Many Saskatchewan credit unions have posted information on their websites about their COVID-19 member benefit programs and changes to service levels.
  3. Saskatchewan Credit Unions should already have been contacted by the Financial and Consumer Affairs Authority and/or SaskCentral and/or Canadian Credit Union Association with information about options for postponing your annual meeting. If not, please reach out to those organizations with your questions.

Co-operative Housing Federation of Canada

  1. CHF Canada has created a very comprehensive PAGE that provides housing co-ops with updates on CHF Canada services and events due to COVID-19 as well as info on what housing co-ops can do to keep members safe, while maintaining operations. The page also includes province-specific information for SASKATCHEWAN HOUSING CO-OPS
  2. CHF Canada has announced a flexible cancellation policy for its Annual Meeting, scheduled for June, which can be viewed through their COVID-19 page. 

NCBA (US-Based Information)

  1. USA-based National Cooperative Business Association has created two no-charge webinars: “COVID-19 and the Co-op Business Community” to provide advice on preparing your co-operative for potential business interruptions related to the coronavirus; and “Managing Finances and Cash During Crisis”, which addresses issues ranging from cash flow management to working with vendors and lenders. View them HERE

Canadian Credit Union Association (CCUA)

  1. Comprehensive information and links for individuals, credit unions, co-operatives and other businesses is HERE

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Saskatchewan’s Co-operatives Act requires that all co-operatives registered in Saskatchewan hold their annual meeting within six months after the end of their fiscal year.

First, review your Bylaws and Articles of Incorporation, specifically any sections that outline rules about running your AGM. Then, contact ISC and request an extension to your annual meeting deadline if required. 

VIRTUAL AGMs ARE NOW PERMITTED. On May 13, 2020, changes were made to the Co-operative Regulations and the New Generation Co-operative Regulations. As of this date, and unless it is prohibited by the co-operative’s bylaws or articles of incorporation, an annual general meeting can be held, “... by means of a telephonic, electronic or other communications facility that permits all participants to communicate adequately with each other during the meeting.” 

The government of Saskatchewan has prepared a factsheet and FAQs on AGMs and virtual AGMs. Download it HERE.

For other risk management actions that board members should be taking during the COVID-19 crisis, click HERE.

Request an Annual Meeting Deadline Extension 

Co-operatives can request an extension on their deadline to host an AGM. To request an extension, fill out and submit THIS FORM to Information Services Corporation. (The Form provides information about how to submit it to ISC.. Note - ISC's general email address is This email address is being protected from spambots. You need JavaScript enabled to view it.. Do NOT send your completed form to this email address.)
Tick the box 'Member Meeting Extension' in Section Two. Add an attachment that describes why you are asking for a delay and reference your incorporation number.

*Note that Information Services Corporation, like most businesses and services, has suspended in-person service at this time.

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DISCLAIMER: The content on this web site is provided for general information purposes only and does not constitute legal, medical or other professional advice or an opinion of any kind. Users of this web site are advised to seek counsel as required. This web site contains links to other third-party web sites. Such links are only for the convenience of the user. SCA does not recommend or endorse the contents of the third-party sites.