Feb 10

We are beginning to emerge from the COVID-19 pandemic. However, it continues to impact Saskatchewan, Canada and the world. SCA has assembled relief information, re-opening details and other resources on this page to assist co-ops and credit unions as they work to reduce the impact from this extreme situation. 


  1. SK'S CO-OP REGISTRAR WILL BEGIN STRIKING OFF CO-OPS FROM THE CORPORATE REGISTRY FOR NON-COMPLIANCE AS OF NOV. 30. The Registrar for Saskatchewan’s co-operatives, new generation co-operatives, and non-profit corporations has announced that these businesses must begin to file their annual returns, financial statements and similar documentation once again. The deadline and penalties were previously suspended as a result of the COVID-19 pandemic.

    All co-operatives that are not current in their filings will begin getting letters from the Corporate Registry in mid-September to provide them with information and instructions to become current. In mid-October, final notices went out to co-operatives that hadn’t taken the steps to become current. Late fees will begin again as of November 30, 2020. The Registrar will also be denying requests for extensions and postponements to annual general meeting deadlines due to the pandemic because co-ops are now permitted to hold virtual meetings.
  2.  The Saskatchewan government has created a new annual general meeting factsheet for co-ops entitled "Co-operatives Fact Sheet: Pandemic". It highlights sections of The Co-operatives Act and The Co-operative Regulations that pertain to AGMs, including the recent amendments that allow co-ops to hold virtual AGMs if their bylaws permit it. Download the factsheet HERE


We'll update this page as required. If you discover other links that would be beneficial to Saskatchewan co-ops and credit unions, email us and we'll include them here.

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Click on the title below (reviewed Oct. 30, 2020)

   Province of Saskatchewan    Co-operatives and Mutuals Canada    Co-op AGM Factsheet from the SK Government
   Law Society of Saskatchewan    Saskatchewan Credit Unions    Virtual AGMs are Now Permitted
   Saskatchewan Chamber of Commerce and CFIB    Co-operative Housing Federation of Canada  
   SK Co-operatives Act and Regulations    NCBA  
     Canadian Credit Union Association  
   Business Aid, Resources and Economic Response Plan    
   Public Heath    
   Support for Youth and Students    



Province of Saskatchewan

  1. View the Province's multi-phase Re-open Saskatchewan Plan HERE
    - Here's what's NEW.
    - Be sure to check your municipality's website for details that may affect your business.
  2. Here is the LINK to the very detailed page of information about the province’s support to businesses and workers (including co-operatives) as a result of the COVID-19 pandemic. 
    - Re-Open Saskatchewan Training Subsidy (RSTS) Program. An employer-driven, short term training program that provides eligible employers with financial support to train employees. DETAILS.
    - Saskatchewan Temporary Wage Supplement Program. Applications have closed.
    - Saskatchewan Small Business Emergency Payment Program. Applications have closed.
    - Self-Isolation Support Program. Applications have closed.
  3. Saskatchewan has amended the SK Employment Act to remove the requirement for a doctor’s note in order to access COVID-19 related leave. The province has also produced an FAQ on COVID-10 workplaces and leaves of absence. DETAILS on support for workers, including job protected leave, moratoriums on student loan repayment, and training allowance and skill training benefit repayments.
  4. Payment Deferrals: No penalties or interest for SK businesses who cannot remit PST. Zero-interest bill deferral for up to six months for all crown utility bills (SaskTel, SaskPower, SaskEnergy). Waiving of Workers’ Compensation premium penalties until July 31 (was June 30). Links and details on this PAGE.
  5. Employment Standards hosted webinars to provide Saskatchewan businesses with information about Public Health Emergency Leave and Public Emergency Layoffs provisions. The webinars were recorded and are at this LINK.  

Law Society of Saskatchewan

  1. The Law Society of Saskatchewan has assembled helpful legal information and general guidance for employers, organizations, and individuals related to many different aspects of COVID-19, and the Re-Opening Plan. Access it through this LINK.

Saskatchewan Chamber of Commerce and CFIB

  1. The Chamber's WEBSITE includes COVID-19 resources for small businesses, Indigenous communities and farmers. 
  2. The Canadian Federation of Independent Business has assembled comprehensive guidance and resources for SK businesses HERE

Saskatchewan Co-operatives Act

  1. View/download Saskatchewan’s Co-operatives Act HERE.
  2. View/download Saskatchewan's Co-operative Regulations HERE.  
  3. View other Publications Saskatchewan documents related to co-operatives HERE.

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Business Aid, Resources and Economic Response Plan

  1. HERE is a list of programs and services for businesses (including co-ops) and individuals as part of the federal government's COVID-19 Economic Response Plan. Programs include
    - Canada Emergency Response Benefit (CERB). Effective September 27, 2020, participants can potentially transition to Employment Insurance (EI), or one of the newly created benefit options: Canada Recovery Benefit (CRB), Canada Recovery Sick Benefit (CRSB), Canada Recovery Caregiver Benefit (CRCB). CERB applications are accepted retroactively until December 2, 2020. DETAILS.
    - Canada Emergency Wage Subsidy (CEWS). Canadian employers whose businesses have been affected by COVID-19 may be eligible for a subsidy of 75% of employee wages for up to 24 weeks, retroactive from March 15, 2020, to August 29, 2020. This program may be potentially extended until June 2021. Organizations that do not qualify for CEWS may qualify for the previously announced 10% temporary wage subsidy.
    - The duration of work-sharing programs are being extended from 38 weeks to 76 weeks. Details are HERE.  
    - More on RESOURCES for financial support, loans and access to credit.
  2. Get information about the Regional Relief and Recovery Fund and support for rural communities and businesses through WED
  4. Imagine Canada has prepared a summary of government programs and resources for non-profits and charities HERE.

Public Health

  1. Saskatchewan public health guidelines and general restrictions in place to help prevent the transmission of COVID-19 HERE.
  2. The Public Heath Agency of Canada's information about the COVID-19 virus is found HERE.
  3. The federal government has prepared guidelines on “Risk-informed decision-making for mass gatherings during COVID-19 pandemic”. Available at this LINK

Support for Youth and Students

  1. The federal government's youth employment strategy and programs are summarized HERE
  2. More funding for the Futurepreneur program and COVID-19 information is HERE.
  3. A summary of Support for Students and Recent Graduates Impacted by COVID-19 is HERE

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Co-operative and Mutuals Canada

  1. Co-operatives and Mutuals Canada (CMC) has confirmed that co-operatives will be eligible for the same funding as other businesses through the federal government’s Economic Response Plan, if the co-op qualifies for the small business deduction or if it is a non-profit or a charitable organization. CMC has summarized the Response Plan through a co-operative lens HERE

Saskatchewan Credit Unions

  1. Canada’s financial institutions have made a commitment to support businesses and individuals through these difficult times in a responsible, fair, and compassionate manner. We encourage you to contact your credit union BEFORE you begin to develop financial hardship as a result of the COVID-19 outbreak.
  2. Many Saskatchewan credit unions have posted information on their websites about their COVID-19 member benefit programs and changes to service levels.

Co-operative Housing Federation of Canada

  1. CHF Canada has created a very comprehensive PAGE that provides housing co-ops with updates on CHF Canada services and events due to COVID-19 as well as info on what housing co-ops can do to keep members safe, while maintaining operations. The page also includes province-specific information for SASKATCHEWAN HOUSING CO-OPS

NCBA (US-Based Information)

  1. USA-based National Cooperative Business Association has created a resources page and a number of helpful videos HERE

Canadian Credit Union Association (CCUA)

  1. Comprehensive COVID-19 information and links for credit unions, co-operatives and other businesses is HERE

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Saskatchewan’s Co-operatives Act requires that all co-operatives registered in Saskatchewan hold their annual meeting within six months after the end of their fiscal year.

First, review your Bylaws and Articles of Incorporation, specifically any sections that outline rules about running your AGM. Then, contact ISC and request an extension to your annual meeting deadline if required. 

VIRTUAL AGMs ARE NOW PERMITTED. On May 13, 2020, changes were made to the Co-operative Regulations and the New Generation Co-operative Regulations. As of this date, and unless it is prohibited by the co-operative’s bylaws or articles of incorporation, an annual general meeting can be held, “... by means of a telephonic, electronic or other communications facility that permits all participants to communicate adequately with each other during the meeting.” 

The government of Saskatchewan has prepared a factsheet and FAQs on AGMs and virtual AGMs. Download it HERE.

For other risk management actions that board members should be taking during the COVID-19 crisis, click HERE.

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DISCLAIMER: The content on this web site is provided for general information purposes only and does not constitute legal, medical or other professional advice or an opinion of any kind. Users of this web site are advised to seek counsel as required. This web site contains links to other third-party web sites. Such links are only for the convenience of the user. SCA does not recommend or endorse the contents of the third-party sites.